The use of actuarial probability is a mathematical theory and a variety of financial instruments using the methods of mathematical statistics on the future industry, business analysis and forecasting of economic activity of learning. In Western countries, actuarial insurance, investment, financial supervision, social security and other and risk management play an important role in related fields. Actuaries is the same
few years ago, actuaries for many people the term may be unfamiliar, but now, as a profession have quietly entered the country's economic life. be questioned. domestic life insurance companies have set up all the actuarial department, and position it into a life insurance company's core departments, and insurance company actuarial sharp increase in the demand for professionals. into the The aim is to provide a basis for financial decision making.
90 years since, both domestic or foreign insurance companies, and their number are showing rapid growth. With China's accession to increase the demand for actuaries increase will be further expanded. WTO goals the realization of further opening up the domestic insurance market, insurance companies will have a certain amount of growth. As China's insurance industry and the consulting industry's rapid development, the actuary has made a very urgent need, we can expect that as China economic development, the actuaries will become China's second lawyer, accountant after another hot jobs.
First, the employment prospects of the insurance industry, actuaries
elite, is a mathematician, statistician, economist and investment experts in the insurance industry in a high-level personnel. He not only has expertise in the insurance industry, but also has the ability to predict the future direction of development. China's Insurance Law, to carry on insurance companies must employ a financial regulatory authorities approved actuaries, and actuarial reporting system established.
actuary in the world is a kind of popular and attractive career, according to the U.S. occupation in 1999, ratings on the run, their income, social status is very high. recent U.S. survey found that the best career a few years, the actuary is always in the top 250 ranking for the assessment of career, was named the best professional actuaries. for those within the actuarial 3. There are reports that in 2004 the Chinese Actuarial division of the annual income of 100 million yuan or more. actuary is called only one person, and another 40 people also made after examination the relevant certificate, the internationally known is only , and experts predict that in the next few years, the Chinese market of about 5,000 people need an actuary. the current situation clearly can not adapt to the rapid development of China's insurance needs.
published in Beijing in the top ten paying jobs in the senior actuaries bit top the list, known as With the accumulation of experience will increase. passing the qualifying examination, the salary will increase by leaps and bounds, China's domestic actuaries annual salary of 30 million to 40 million the ocean or sea turtles are generally worth the actuary In the one million yuan on even higher.
(a) the field of employment
with the development and application of actuarial science, actuarial areas of work gradually extended to social insurance, investment, demographic analysis, economic forecasting and other fields. Transformation Opportunities: With the actuary's knowledge and professionalism, the future is not limited to the areas in the insurance industry, investment, financial supervision, social security, demographic analysis, economic forecasts, the welfare lottery and other fields, actuaries are useless. the actual development from the developed actuarial point of view, no longer limited to commercial insurance actuarial and social insurance field, in the financial investment and risk management consulting and other related fields have a wide range of applications. to the United States and Canada. In the United States, 60% of actuaries work in the various insurance companies, 35% work in various consulting firms, 5% work in government institutions and universities. In Canada, 53% of actuaries in the insurance company , 40% in various types of insurance and social welfare consulting firm, 7% in research institutes, schools, government and industrial sector.
most actuaries in China's insurance companies in China (in the capital, foreign investment, joint ventures) in the work of actuarial practice, and the rest mainly in the actuarial education in the institutions or social security sector. the ongoing reform of China's social security system, especially the old-age insurance, medical insurance system reform, China's insurance actuarial field The extension provides a great space. As China gradually established socialist market economy and the deepening of reform and opening up, actuarial and actuarial professionals in China will be an unprecedented development opportunity.
(b) of the actuarial qualification examination < br> Actuaries examination was divided into two levels, first level subject in many countries, said some of Actuaries; part of the second level is called an actuary. actuary exam content as a quasi-actuarial actuarial staff must master the theory and skills and practical knowledge of the actuarial basis; actuary actuarial exam content to advanced professional courses and the main actuarial practice, involving the insurance company operations, corporate finance, investment, solvency management and other content companies. Only through these two levels of learning and examinations will be granted certificates of Actuaries.
course examination, will be eligible for associate actuary. actuary parts of the test program set to a course, including compulsory and elective, associate actuary qualified candidates get through the five actuarial exams and meet the relevant actuarial professional training requirements, the respondent qualified, to obtain the insurance companies, to carry on the government, insurance companies and policy holders three heavy responsibility. actuary's professional qualifications required to undergo a rigorous screening in order to obtain the actuarial examinations.
examinations take credit, sub-ASA (associate actuary) and FSA (being an actuary) two levels, students in obtaining a total of eleven required courses
ASA:
1. Calculus and Linear Algebra (100);
2. Probability and Statistics (110 );
3. application of statistical methods (120);
4. compounding Mathematics (140);
5. Actuarial Mathematics (150);
6. Risk Theory (151);
7. Survival Model (160);
8. Introduction to the economic security schemes (200);
9. Actuarial Practice, (210);
10. Asset Management and Corporate Financial Studies (220);
examination in May each year, November, candidates the number of applicants each custom doors, finished so far.
examination time by the Institute of Actuaries in North America SOA) to determine, the world unity. exam given by the SOA to determine the time after the examination to the candidate.
ASA100 series of courses English papers are used, multiple choice questions;
200 series and other responses in English. test scores out of 10 points, passing into 6 points, lines through the results to all candidates by the SOA results sorted according to determine. test ASA or FSA completed all the courses, qualification certificate issued by the SOA.
present, China has received dozens of prospective students qualified actuaries. AIA Shanghai branch of the thin and defending the people passed the examination Society of Actuaries became the first Chinese mainland insurance sector access to world
recognized actuaries.
Second, professional depth analysis
(a) of the research study by
actuarial analysis and forecasting of economic activity, control even defuse the various economic sectors to address the many risks facing the insurance products costing and financial management of insurance companies, including investment management of company assets, investment income of the sensitivity analysis and portfolio analysis, asset and liabilities and other practical problems. Its clinical research can be extended to the broader field of statistics, Investment, Finance and Accounting, Finance, Insurance and other related fields.
(b) Curriculum
specific courses in various schools to open as were the Ministry of The series is mainly the following:
1, basic course series: such as interest theory, applied statistics, operations research,, multivariate statistical analysis, life insurance, statistics, probability, risk theory
2, professional orientation course Series: If random process, actuarial mathematics, insurance markets, securities investment analysis, time series analysis
3, Practical Teaching: Investigation practice, insurance consulting, research thesis and other practical training or teaching.
Central University of Finance and Actuarial Institute was established in 1993. This is the first mainland Chinese Actuarial Institute of Actuarial Science in China aimed at promoting the dissemination of research and development. Actuarial Science Research Institute has a life insurance actuarial Research, non-life insurance actuarial Research, Foreign Exchange Department, Beijing Institute of Actuaries of England test center and offices, professors, professionals, part-time researchers more than thirty people.
years, actuarial Actuarial Theory Institute and practice the research work undertaken in the insurance industry has been widely recognized. Member of the Institute but also because the results of scientific research and education, were invited to attend the International Association of Actuaries International Actuarial industry and the actuarial professional education organization in Asia Pacific Conference, United Kingdom Actuarial Society of Actuaries Conference, the International Actuarial Congress, and so on.
Currently, the Institute is about to complete and under development, and research work are: actuarial Series Kit (software) design, actuarial Chinese Social Security System analysis, life insurance pricing theory and program design, inflation of the impact of insurance and social security, liability and investment matching analysis, under the current situation of China's population and social security premiums of life insurance, life insurance marketing analysis, and so on.
Central University of Finance and Actuarial Research Institute began in 1993 with the British Institute of Actuaries, UK joint training of Eagle Star Insurance Company actuarial students. since 1993, has recruited 52 students for four people, all students study hard, in the International Actuarial community recognized the British Institute of Actuaries Actuaries examinations, outstanding achievements, Billing Division of the pass rate of 88% the first time as much as some of the courses candidates have passed the initial rate of 100%, far beyond the international 40% -50% level.
95 was born after the examination in the fall of the first batch of investment certificates, On this basis, was given a Institute of Actuaries and the Canadian Life Insurance Company co-founded China's first actuary exam center. a considerable number of graduates passed the initial actuarial exams, and achieved the internationally recognized actuarial qualifications.
1991 with the United States Temple University joint establishment of the International Insurance Institute, the first university in China to establish an insurance research organization.
1994 with the United States Temple University graduate co-culture of risk management.
1994 John Hancock Life Insurance Company with the United States established a joint LOMA examination center.
2000 年 Insurance Department has set up China's Nankai University actuarial qualification examination center, the contractor Examination of Actuaries of China.
2000 年 Nankai University and the Society of Actuaries jointly established the Nankai-SOA Risk Management and Actuarial Research Center, Nankai University, Department of Insurance to become the actuarial education and research center.
Risk Management and Insurance is currently with the Department of Insurance Self college students, professionals take the Self Insurance, insurance direction of undergraduate students, undergraduate actuarial, insurance Master direction, actuarial and risk management direction Graduate Graduate Graduate and Ph.D. in international insurance. Risk Management and Insurance Department with the insurance, actuarial Department, a professional teacher, lecturer 5, has a doctorate and young Ph.D. in 10, accounting for 70% of all the young teachers. also hired well-known domestic and foreign insurance experts and scholars Professor Ren Mingyu and part-time professor. U.S. insurance specialist at Temple University Professor Kailin Tuan, director of the International Insurance Institute.
3, Fudan University, Fudan University
since 1993 opened in the application of mathematics in actuarial science research, and began to recruit graduate students.
degree graduate has been more than a dozen people. has been a graduate degree , the majority of the work to the insurance companies, and some have served as head of the actuarial department of a master's degree
18 people. currently pursuing or will pursue master's and some have achieved qualifications or ASA qualified actuary in China.
September 17, 1999, Fudan University, and through to the international business consultancy firm Pacific (Tillinghast-Towers Perrin) co-established Fudan Actuarial
m pass to Pacific Laboratory (Tillinghast-Towers Perrin / Fudan University Actuarial Laboratory), The laboratory has an internationally renowned actuarial software can work through active role play. This is the first actuarial laboratory.
(Tillinghast Actuarial Software, referred to as TAS), Fudan University will graduate education and research in 2000 actuarial In April, Fudan University and Swiss Re entered into an agreement by the Swiss Re insurance company invested 1.2 million yuan within three years, the establishment of Fudan - Swiss Re Insurance Research Fund. of which 20 million was spent to set up scholarships in the Graduate School of Education, Fudan University Scholarship Another 100 million will be used to fund social insurance and Fudan University to carry out commercial insurance actuarial issues related to the theory and application. National Natural Science Foundation of one million yuan in the key research project (1999-2003) from Fudan University research group (including Fudan, East China Normal University, Shanghai University of Finance and Jinan University), Beijing University research group, jointly undertake research group, Institute of Software, Fudan University Professor Shang Han Ji total person in charge.
4, Renmin University of China Department of Statistics, NPC
established in 1992, this professional direction, and have been enrolled undergraduate, graduate, doctoral student. Renmin University of China also has received authorization to establish a North American Actuarial Institute of test centers, test centers American Life Management Institute (Beijing test center), a domestic culture of risk management, actuarial science and insurance, an important basis for management personnel.
Renmin University of China School of Statistics, Risk Management and Actuarial Science established in the management of professional direction and actuarial science doctoral and master professional. Relying on Renmin University of China and Ministry of Education research base in 1992, is the earliest actuarial education and research carried out one of the institutions, - established under the risk of Applied Economics and practical aspects of the personnel.
Source: Original address service Kaoyan network
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